Cuadro No. 18
EMPRESAS DE SEGUROS
PRIMAS NETAS COBRADAS Y SINIESTROS PAGADOS
SEGURO DIRECTO Y REASEGURO ACEPTADO
(AÑO BASE 1997)
AL 31/12/2002
(EN MILES DE BOLÍVARES)

AÑOS	PRIMAS NETAS COBRADAS	ÍNDICE DE PRIMAS	SINIESTROS PAGADOS	ÍNDICE DE SINIESTROS	SINIESTROS Vs. PRIMAS (%)
1970	745,676	0.11	361,062	0.12	48.42
1971	878,689	0.13	392,450	0.13	44.66
1972	1,000,555	0.14	449,799	0.15	44.95
1973	1,152,452	0.16	557,839	0.18	48.40
1974	1,420,965	0.20	728,350	0.24	51.26
1975	1,978,270	0.28	854,401	0.28	43.19
1976	2,238,484	0.32	1,186,294	0.39	53.00
1977	2,976,902	0.43	1,485,421	0.49	49.90
1978	3,620,490	0.52	1,922,237	0.63	53.09
1979	4,266,702	0.61	2,331,593	0.76	54.65
1980	5,071,335	0.72	2,726,176	0.89	53.76
1981	5,892,012	0.84	2,975,193	0.97	50.50
1982	6,517,578	0.93	3,254,875	1.06	49.94
1983	7,031,124	1.00	4,338,315	1.42	61.70
1984	8,172,832	1.17	4,074,167	1.33	49.85
1985	9,954,096	1.42	5,145,208	1.68	51.69
1986	12,657,747	1.81	6,597,317	2.16	52.12
1987	17,770,425	2.54	8,237,217	2.69	46.35
1988	25,154,187	3.60	12,624,163	4.13	50.19
1989	34,063,935	4.87	19,820,436	6.48	58.19
1990	46,340,968	6.62	24,655,851	8.07	53.21
1991	64,886,370	9.27	34,439,992	11.27	53.08
1992	93,265,473	13.33	53,888,674	17.63	57.78
1993	140,805,000	20.13	81,554,227	26.68	57.92
1994	183,613,109	26.24	104,477,705	34.18	56.90
1995	237,693,161	33.97	99,427,340	32.53	41.83
1996	426,458,431	60.95	169,439,634	55.43	39.73
1997	699,639,472	100.00	305,690,180	100.00	43.69
1998	982,177,941	140.38	551,877,192	180.53	56.19
1999	1,148,601,832	164.17	734,003,333	240.11	63.90
2000	1,515,247,949	216.58	946,741,825	309.71	62.48
2001	1,980,707,925	283.10	1,063,196,213	347.80	53.68
2002	2,468,339,392	352.80	1,342,784,481	439.26	54.40

Fuente: Estados Financieros de las Empresas de Seguros. Ganancias y Pérdidas de Publicación

Superintendencia de la Actividad Aseguradora. Dirección Actuarial. División de Estadística. "Seguro en Cifras"